Fire/Special Perils Insurance: Covers items such as buildings, office equipment, air-conditioners, furniture, fixtures and fittings of every description, computers, telephone and telecommunications equipment, raw materials, goods being manufactured or traded and any goods that you are responsible for as part of your business activity.
Basis of Cover
- Fire, explosion and earthquake
- Acts of nature (wind, thunder, lightning, storm, hail, flood)
- Bursting and overflowing of water pipes
- Malicious damage
- Bush fire
- Strike, riot and civil commotion